Credit Report - Fraud Prevention Tool
TVS Credit Reports:
- Help to identity your applicant. They will confirm name and date of birth.
- Validate your applicant�s Social Security Number which also helps to confirm their identity.
- In most instances will list current and previous addresses which can be compared to the rental application.
- Provide a Credit Score: The credit bureaus provide a risk assessment based on credit activity. The score recommended for the residential rental industry is 650 or higher. A score above 650 is usually indicative of a good credit history and on time payments. A score below 650 generally indicates that there is a credit risk associated to this consumer. The credit history in this instance (below 650) would likely show payment problems. The higher the score the better.